Is Flo from Progressive really that ugly? I thought she was kinda pretty.
I love her to death. I mean, I’ve never looked at her and gotten a boner (lol), but I don’t think she’s ugly. I’ll have to pay more attention next time I see one of her commercials. I think she’s hilarious though.
Yeah, I mean, I love anagrams, and I admire whoever had the brains to figure that one out. However, eh, it seems like one of those crazy things where people are like "ahhh" and my brain is like "ahhh" and then I'm tired.
Also, when I read your post title "Baby Step 1," I thought for a sec that it meant that you and Meghan were having a baby, and I was like WHOA. But then I realized that my brain is stupid and that "baby steps" are not the same things as babies.
"Baby steps" are NOT, in fact, the same as babies. Good call :)
You posted: "Is it just me or should we all be worried that 'Feminist' is an anagram of 'I Fist Men'?"
Eh, I don't like that. It seems like it's hinting at the fact that feminists try to hurt/emasculate/whatever men, especially with its usage of the word "worried," which implies that the feminist agenda is troublesome. I hate when people mindlessly bash feminists. Because you know what? Without feminists, women would still be legally considered their husband's property, and we wouldn't have the right to vote, wear pants, etc. People thought that those liberating ideas were extreme back then, too. I'm for gender equality in all respects, and so I'm a feminist in the majority of gender-unequal cases where women are the undermined parties. And without those historical women who felt the same way as I do, all of us would still be oppressed, baby-making drones.
And, okay, that totally wasn't a question. But it was my response :)
*shrug* It made me laugh because I like finding anagrams like that. You’ll note that the post itself was a quote, and it was by a friend and graduated Collinsite that is one of the most self-empowered women I’ve met in my life. I figured if she and I both found humor in it, others were likely to as well. I legitimately meant nothing by it but humor. You and I have talked about the fact that I abhor bigotry in all forms, and I gladly support equal rights for all.
EDIT: Part of being equal to everyone, though, means that everyone is open to comedic jabs from me or anyone — feminists, Jews, Christians, neo-Nazis, socialists, and old people.
Since a blog is kind of like a journal, and some of the advice I’ve heard about going through any big plan in life is to journal about it, I felt that this was something worth talking about.
Meghan (mickeygnome) and I are already working on getting our finances in order. We don’t want to be like our parents (and most of America, it seems), living on credit, paycheck-to-paycheck, worrying every time a relatively expensive emergency comes up. We want to be comfortable. Rich would be nice, but we’d be happy with stable. We always worried that we’d have to be doctors or lawyers or whatever in order to have that happen. Then I remembered this guy named Dave Ramsey that my grandma was always going on about, and then Meghan reminded me that we both watched a video in our Econ class in high school of Dave doing a live event. So, I started looking around online. I found this video by him about being able to pay straight cash for cars for life and still retiring rich.
I knew right away that the video was idealized, and the idea of a “good” mutual fund being 12% is a little insane in today’s economy (although I later found that 12% is the market’s lifetime average). Still, the idea of never having a car payment was radical to me, and I was hooked. I found that my aunt had his book, The Total Money Makeover. I read it, then I got Meghan to read it. We both talked about how it was filled with common sense advice that we’d heard before but hadn’t actually seen practiced in our lives (with the exception of my grandma — the woman is amazing). It’s filled with success stories of people that got themselves out of ridiculous amounts of debt and are now living wonderful lives just by following and sticking to his plan. Some of those stories are by people making $180k a year, but some are by people making $30k. We knew it could be done, so we made a decision then and there to get our lives straight financially.
From that point on, we started doing our finances together. We made a budget and started following Dave’s seven baby steps. Because of leftover student loan money, we basically already had the starter emergency fund (which is $500 instead of $1000 because make [waaaay] less than $20,000 a year). Since we didn’t need to worry about bills yet, we started pouring money into saving for the wedding.
Suddenly, we found out that (thanks to unforeseen circumstances), we needed to come up with about $800 within 3 or 4 months in order to pay for Meghan to be here at IU this semester. We took stock of everything we could do and decided to not spend a dime we didn’t absolutely have to. This means we lived on meal points: we ate nothing but dining hall food, we bought groceries from meal point places, we didn’t go out and spend money on anything but essentials like soap and haircuts (and barely even then). We managed to save up $800 in around two-and-a-half months, though looking back on it, it seems a whole lot faster than that. Life sucked for awhile, but it was totally worth it. We learned that we *could* do it, and we did. The problem came when we ran out of meal points with a month or so left in the semester (before Thanksgiving). My mom gave us like..$400. There was a parent loan with leftover money that, for some reason, came to me instead of her. She told me to send her back all but $400, and we used that as our “cushion” fund. We still had money coming in from jobs.
Total disclosure: we spent every bit of that $400 and our paychecks by the end of the semester. We couldn’t eat in the dining halls anymore, so we ate out for everything. We bought “groceries” in the form of microwavable meals and what have you. We splurged a few times. We basically went crazy from not being able to spend ANY money for so long. That’s what told us that Dave Ramsey was right in that we needed to include a “Blow Off” section in our budget. We couldn’t have done it when trying to save up for Meghan’s school, but we knew right away that, when we didn’t have to worry about that anymore, we’d need to make a more legitimate budget.
So, all of that for this: we got back on plan and finally finished off our $500 emergency fund last night. It feels fantastic! I was giddy. I still am. We managed to do that AND save up almost $1,400 for our wedding at the same time. Now we can start dumping almost ALL of our savings into wedding savings, and we’ll be able to build it that much faster. I’m so excited for it. We’re actually still going to save some for “just in case we need to help Dad.” There’s this whole thing about my grandma having cancer, then we found out that it’s worse than expected. Doctor told them today that, of the 19 nodes he took from her, 17 were cancerous. Wee! So, my dad’s real worried about being able to pay for a funeral and medical bills and whatnot, and none of his SEVEN SIBLINGS are offering to help pay AT ALL. One offered to pay for a wig if she ever needs one, but that’s it. Anyway, Meghan and I are going to save what we can to help Dad out when he needs it. Scary times, but…yeah.
Anyway, the next step is marriage. Then, we’re gonna focus hardcore on paying off our student loans smallest to largest. It’s gonna take awhile, but we’re gonna do it faster than a lot of people do it. We we we so excited. We so excited. Gazelle intensity for the win!
On top of all of this, I got an internship for next year that I can get credit for. This could easily put me at 17 credit hours, which I need (and 16 the following semester to finish things off). I am pumped. Maybe it’s a good thing I didn’t get elected VP of BOG.
It’s come to my attention that I can’t handle stress in the slightest. I hate this about myself, and I’m even more terrified about my future now. I’m sure I’ll man up when I have the responsibility of taking care of my wife (and eventual kids) in ~16 months, but for now…ugh.
It’s seriously nothing special. I’m just tired of my mouse cord being so short. I was originally going to get a mouse than works both corded and cordless. It’s pretty cool. Charges while corded and plugged in (still usable), then you can make it go cordless and use it til the battery runs down. Pretty sweet.
That said, this was cheaper and had more trustworthy reviews.
Just found out that I didn’t get the first internship. In all honesty, I probably won’t get the second one either considering it’s for a journal called “Africa Today” and I’m a white English major that doesn’t have much of an interest in African culture. *sigh*
Hopefully this doesn’t also lead into “I didn’t get elected BOG VP.”